Michael began his insurance career as a catastrophe adjuster for Safeco Insurance Company in 1978 handling claims in Colorado, Wyoming, New Mexico and Washington state in the aftermath of the Mount St. Helen’s eruption. He continued his career with Safeco after graduating Colorado College in 1980. At that time Michael entered an intensive 2-year program focusing on personal and commercial lines underwriting as well as surety and risk management. Upon completion of this program Michael joined the family agency in 1982. In 1994, Michael became the Principal owner of Rifkin Insurance Associates, Inc. In addition to his agency responsibilities Michael served on the Young Agents Committee of the Independent Agents of Colorado beginning in 1983 and was selected as Young Agent of the Year in 1986. Michael served on the Board of Directors of the Independent Insurance Agents of Denver and was elected to its presidency in 1990. From 2004 to 2016 Michael was elected to the Board of Directors of the Professional Independent Insurance Agents of Colorado (PIIAC) and in 2007 served as the State Board President. In addition, from 2007 to 2016 Michael served as Colorado’s National Director to the Independent Insurance Agents and Brokers of America.